My husband DJ and I really started applying the principles of the Financial Fitness Program in November of 2014. We started our debt snowball by selling a costly truck and purchasing an old van for cash and applying that payment to the snowball. Then, we decided to ramp things up and we sold a rental home and a duplex that we owned. Using the equity from that, we paid off about $230,000 worth of debt and have the lowest monthly expenses we have ever had in our marriage. We also have two months of expenses saved up. Unfortunately, we still have a student loan and a credit card left, but with the money and knowledge we now have, those debts will be gone before we know it!!
Melissa Berezay

In 2007, when I retired from the navy, my wife and I were $483,000 in debt. We knew that once I retired we had to do something, so we started chipping away at it, but it was like chopping down an oak tree with a baseball bat! We really didn’t have any direction, we just had a goal. Then we were introduced to all of this amazing information in the Financial Fitness Program, and we just started getting to work. In fact, just last week, we wrote our last check for $1,800 which eliminated the very last bit of that $483,000. It’s all gone!! We are so excited! It’s like having a new lease on life, and we cannot wait to see how far we can go and how many people we can help with all of this wonderful information that we have. God bless!
Jim Croyle