My husband DJ and I really started applying the principles of the Financial Fitness
Program in November of 2014. We started our debt snowball by selling a costly truck
and purchasing an old van for cash and applying that payment to the snowball. Then,
we decided to ramp things up and we sold a rental home and a duplex that we owned.
Using the equity from that, we paid off about $230,000 worth of debt and have the
lowest monthly expenses we have ever had in our marriage. We also have two months
of expenses saved up. Unfortunately, we still have a student loan and a credit card left, but with the
money and knowledge we now have, those debts will be gone before we know it!!
Back in 2010, Donna and I were $242,000 in total consumer debt and we had a goal to eliminate all of that debt by Dec 31st, 2016. However, we missed our goal. BUT, thanks to the principles we have learned in the Financial Fitness Program, as of Friday, April 7th, 2017, we are 100% debt free! What an awesome feeling!
John and Donna Kraft