My husband DJ and I really started applying the principles of the Financial Fitness
Program in November of 2014. We started our debt snowball by selling a costly truck
and purchasing an old van for cash and applying that payment to the snowball. Then,
we decided to ramp things up and we sold a rental home and a duplex that we owned.
Using the equity from that, we paid off about $230,000 worth of debt and have the
lowest monthly expenses we have ever had in our marriage. We also have two months
of expenses saved up. Unfortunately, we still have a student loan and a credit card left, but with the
money and knowledge we now have, those debts will be gone before we know it!!
I wanted to let everyone know how wonderful the Financial Fitness Program is! By applying the “pay yourself first” principle, we found almost $600 a month that was leaking out of our budget and we’ve now applied that extra money towards funding our business investment and products. We have also paid off 3 creditors and have paid off over $5,000 worth of debt just since August of 2016. This is an encouragement to everyone out there! If we can do it, you can too and it’s making a marvelous difference in our lives!
Tim and Krysla Folsom