After I graduated from college, I had over $32,000 of student loan debt, $3,000 of
credit card debt and zero money in savings. I started the Financial Fitness Program
and have since gotten rid of the credit card debt, learned to pay myself first and I am
on track to paying off all my student loan debt in the next 2 years. Thank you to the
Financial Fitness Program for getting me on track to a better future.
We love Financial Fitness! We came up with a mortgage pay-off challenge by coming up with a few steps. 1) The burning desire to become debt-free. We were sitting at $110K of debt (we’ve been able to cut that down to less than half now) and we are now within 12 months of being debt free! 2) Communication with your spouse. 3) Developing a budget and following the budget 4) We use a cash envelop system that helps us stick to our budget. 5) Patience. By following these steps we’ve been able to make a significant difference in both our relationship and our debt reduction.
Ryan and Becky Wooldridge