Gold can be purchased around the world in a wide range of sizes or denominations, from fractions of a gram up to large bars of several hundred ounces. There are many reasons to consider owning gold in smaller sizes.
As we explain in our Beyond Financial Fitness materials, individuals are much more likely to accomplish something over the long term when they put systems in place to make things automatic, simple, and easy.
This is especially true with putting money to productive long-term use. Dollar Cost Averaging is a term that describes continually investing on a regular basis over an extended period of time. It turns good intentions into long term habits.
Dollar Cost Averaging also allows the investor to largely disconnect from the daily fluctuations of market prices of the assets they’re buying, eliminating guesswork and market timing concerns. Dollar Cost Average investors don’t have to freak out if the price drops, or get overly exuberant if it goes up. After all, prices move all the time (and gold is no different). By buying consistently over time, one catches prices at highs and lows, but over time, gets to take advantage of the overall long term trend of the market.
For these reasons we offer the Financial Fitness Bullion Reserve Gold Accumulation program. Simply enroll and indicate the number of gold gram cards you’d like to regularly receive and we’ll ship them to you each month. That’s it! You can then rest easy knowing you’ve got certified physical gold accumulating more and more over time.
We are so excited to find a reliable supplier to help diversify our portfolio with Gold Bullion at a great price. The 1 gram packaging and the 99.99 certification not only makes me feel better about the purchase, but also gives me the ability to commoditize at any time. My wife and I look forward to a long relationship with the Financial Fitness products through the Gold Bullion accumulation program and plan to consistently purchase this asset.
We love the Financial Fitness Bullion Reserve Program! It is a simple, easy, convenient way to accumulate Gold Bullion from a reliable, trusted source. Buying a small amount each month not only averages our cost, but keeps it affordable, while building up our nest egg.
Rick and Kate Amdahl
My family and I have been investing in precious metals for the past several years but it’s always been done at my inconvenience. Financial Fitness provides convenience plus the opportunity to take advantage of dollar-cost-averaging by allowing me to make purchases on a consistent, monthly basis. Additionally, the size, spot price and commissions are right: 1g gold bars are lighter yet more valuable than 1oz silver rounds, but the investment is still small enough to make them affordable to everyone. I took my initial Financial Fitness Bullion gold investment to my traditional precious metals dealer simply for 3rd party validation. You should’ve seen the dealer’s eyes light up when he saw the packaging. He was really impressed that Financial Fitness created a way to provide 1g gold bars as a product. Most households simply can’t afford to buy 10g (or more) on a monthly basis. Additionally, the 1g bar is a convenient size to sell when the time arises. We also checked purity and the attached photo says it all: 99.9+% pure gold!
I’m VERY excited about the Gold Bullion Reserve simply because of everything going on in the world of banking right now; it’s so awesome to be able to own a little bit of security, and accumulate even more over time. The ability to purchase great quality, physical gold and have it in your possession for a very low commission fee is going to make a difference to a lot of people who wouldn’t know how to go about starting the accumulation of precious metals. Most places that sell gold bullion are not selling it in smaller amounts that the average person can afford to purchase. So, I believe this option through Financial Fitness is going to bolster financial security for those who take advantage of this awesome commodity!!
We’ve purchased gold before and are excited about the ease of purchase through Financial Fitness. The monthly accumulation program makes ‘paying yourself first’ very convenient!
Matt and Michelle Mielke
The integrity of the Financial Fitness products has always impressed me so I knew that the Financial Fitness Bullion Reserve Program would be awesome. The ease of acquiring small bits of gold each month makes it so palatable for the person who is interested in starting the process of building an asset. The convenience of a credit card style packaging is extremely attractive for carrying and showing it to others.
We were able to pay off $70,000 in student loan debt, pay back $20,000 to my in-laws who we owed money to, get rid of our leased car and buy 2 certified used vehicles in cash, and we reduced our mortgage debt by over $40,000! Now we only have a small mortgage left to eliminate, and we will be 100% debt-free because of the Financial Fitness Program!
Jim and Keri Storhok
God is great! He has given us the opportunity to get out of a cumulative total of around $250,000 in debt, give away a 2009 Honda Odyssey with just over 100,000 miles, help our friends to meet their next adoption goal and move into an area that desperately needs the Gospel.
Matthew and Keri Williams
We were able to pay off every bit of interest bearing payments on any purchases we made and were finally able to get the $30,000 debt monkey off our backs. We are now completely out of the Financial Matrix! Because of the Financial Fitness Program, we were able to free ourselves from the matrix several months earlier than we had originally planned.
Richard and Cari Arnaud
Spot Price = this is the up-to-the-moment international price of gold based upon open market activity. Since gold trades on commodity exchanges (and elsewhere) its price fluctuates constantly based upon the buying and selling activity in those markets all over the world every business day. The current spot price can easily be found by consulting any financial market report, and it will also be displayed on our website on the shopping cart page on which you can purchase your gold. If you are making your purchase through our website, you will know the spot price you have “locked in” with your purchase before you click the final “buy” confirmation. Otherwise, the person receiving this form from you can let you know at the time he or she places the order on your behalf. In either case, you will also receive an immediate email confirmation of your purchase and the exact cost of your gold.
Commission = this is the amount we charge to cover our costs of obtaining, inventorying, securing, verifying, handling, packaging, and administering the sale of the gold. We are committed to being a low commission leader in the industry for gold in the sizes we sell. Shipping and Handling = we charge a competitive, low rate of shipping and handling, requiring a signature by an adult at the time of arrival of your purchase. This protects your investment and gives you assurance that only you will receive your gold. Additionally, FREE SHIPPING and HANDLING is automatically given for orders of 6 or more cards at one time. State and local sales taxes may apply.
You see the ads on TV and online, and you hear them on the radio: they tout gold as a solid investment. It's true that people sometimes use gold to diversify their investment portfolio: it can help hedge against inflation and economic uncertainty. But how much gold to buy, in what form, at what price, and from whom, are important questions to answer before you make that investment.
The Federal Trade Commission (FTC), the nation's consumer protection agency, says if you are interested in buying gold, do some digging before investing. Some gold promoters don't deliver what they promise, and may push people into an investment that isn't right for them.
Gold Stocks and Funds – Buying stock in a gold mining firm or buying into a mutual fund that invests in gold bullion is a common way to invest in gold. Most brokerage firms buy and sell these financial instruments. Gold stocks and mutual funds may offer more liquidity than actual gold, and there's no need for an investor to store or protect gold investments purchased in this form. That said, any gold stock or mutual fund investment may carry inherent risk and may drop in value regardless of the price of gold.
Gold stocks and funds should only be purchased from licensed commodity brokers. You can check the registration status and disciplinary history of any futures firm or broker by contacting the National Futures Association (NFA).
Bullion and Bullion Coins – Bullion is a bulk quantity of precious metal, usually gold, platinum, or silver, assessed by weight and typically cast as ingots or bars. Dealers and some banks and brokerages sell bullion. Bullion coins are struck from precious metal – usually gold, platinum, or silver – and kept as an investment. They are not used in daily commerce. The value of bullion coins is determined mostly by their precious metals content rather than by rarity and condition. Prices may change throughout the day, depending on the prices for precious metals in the world markets. Coin dealers and some banks, brokerage firms, and precious metal dealers buy and sell bullion coins. The U.S. Mint has produced gold and silver bullion coins for investment purposes since 1986 and began producing platinum bullion coins in 1997. The U.S. Mint guarantees the precious metal weight, content, and purity of the coins they produce.
Collectible Coins– These coins have some historic or aesthetic value to coin collectors. Most collectible coins have a market value that exceeds their face value or their metal content. This collectible value is often called numismatic value. The coin dealers who sell collectible coins often have valuable coins graded by professional services, but grading can be subjective.
Regardless of the form of gold you may invest in, consider these universal truths:
Whether you are buying gold stocks and funds, bullion and bullion coins, or collectible coins, the FTC says do your homework first:
Promoters often use celebrities and high-profile personalities to tout their products. When someone says, "Invest in or buy gold with company ABC," think about what they're getting out of the deal. The fact is, many endorsers are paid by the company behind the product.
Read these publications from the FTC at ftc.gov for more information and guidance about investing in particular gold products:
Check these websites for additional information: