We call it "The Money Thing":

the elusive, often difficult mystery of acquiring, keeping, and continuing to produce enough money to be able to live the life of our choosing.

What is required is an understanding of the principles behind the Offense, Defense, and Playing Field of personal finance. With a basic understanding of these three areas, which are rarely taught together as a whole, anyone can learn to prosper, conserve, and multiply the fruits of his or her labor.

Our products come in the following:

Learn
Master
Save

Learn Financial Fitness

Financial Fitness Program

The Financial Fitness Program teaches the principles behind the Offense (making money), Defense (budgeting and discipline), and Playing Field (rules and philosophy of money) of personal finance. With a basic understanding of these three areas, which are rarely taught together as a whole, anyone can learn to prosper, conserve, and multiply the fruits of his or her labor.

Now earn 22 self-study CPE credits from cpethink.com by completing the material in the Financial Fitness Program and passing an online exam. To access the CPE course learning objectives, review questions, and final exam, please visit cpethink.com/life

  • Financial Fitness Book
  • Financial Fitness Workbook
  • 8 Information Packed Audio Discs
  • Financial Fitness Decal
  • Financial Fitness eBook
    • ePUB, Mobi and PDF
  • Financial Fitness eWorkbook
    • ePUB, Mobi and PDF
  • 8 Information Packed Audios
  • Available in 3 languages:
    • English
    • Español
    • French
  • Audios are available offline

Since the beginning of 2015, we have paid off $32,000 in credit cards, $30,000 of bank loans, completely paid off the $60,000 balance on our Florida home mortgage, and within the past 2 weeks, $102,000 of the mortgage on our Wisconsin vacation home. The total came out to $226,000! We are now only $144,000 away from being completely free of $3.2 million of debt because of the Financial Fitness Program!

Tom and Pat Aul

“We’ve been working at our finances through the Financial Fitness Program and have succeeded in getting out of debt in 12 months. I paid off my last loan last week, and man did it feel good to call in and pay that student loan that I’ve had for 12 years (for a degree that I haven’t used yet) This is the place to be!

Russell Jacobson

*The debt reduction total is based on data provided directly by our customers and is therefore unverified. We do monitor the data and perform spot checks.”

Master Financial Fitness

Financial Fitness Master Class

The Financial Fitness Master Class was designed for students who want a deeper understanding on the principles of finances. It was created as a follow-up to the basic Financial Fitness Program that offers the following:

  • 6 hours of VIDEO content
  • 15 AUDIOS
  • Step-by-step workbook walk through
  • Perfect for individual or group study
  • Accessible on any Internet connected device
  • Desktop, laptop, Android, Apple, Blackberry and more...
  • Available in 3 languages:
    • English
    • Español
    • French
  • 6 hours of VIDEO content
  • 15 AUDIOS
  • Step-by-step workbook walk through
  • Accessible on any Internet connected device
  • Desktop, laptop, Android, Apple, Blackberry and more...
  • Available in 3 languages:
    • English
    • Español
    • French
  • Audios are available offline

God is great! He has given us the opportunity to get out of a cumulative total of around $250,000 in debt, give away a 2009 Honda Odyssey with just over 100,000 miles, help our friends to meet their next adoption goal and move into an area that desperately needs the Gospel.

Matthew and Keri Williams

We were able to pay off $70,000 in student loan debt, pay back $20,000 to my in-laws who we owed money to, get rid of our leased car and buy 2 certified used vehicles in cash, and we reduced our mortgage debt by over $40,000! Now we only have a small mortgage left to eliminate, and we will be 100% debt-free because of the Financial Fitness Program!

Jim and Keri Storhok

*The debt reduction total is based on data provided directly by our customers and is therefore unverified. We do monitor the data and perform spot checks.

Go Beyond Financial Fitness

Financial Fitness Beyond Financial Fitness

Beyond Financial Fitness builds on the platform discussed in the original Financial Fitness book by teaching how to maximize the potential of your various streams of income by properly accumulating an ever-growing portfolio of cash-flow-producing assets. Learn what money is truly for, how your greatest investment will always be yourself, how to organize your money flow into a hierarchy of assets, and how to get the power of compounding to work in your favor. Understand the Risk Factors working against you and how the “money game” is rigged in ways that are not in your favor. Finally, learn how to protect your gains while growing your financial security for the long term. In these pages, you’ll take the journey beyond mere financial fitness into prosperity and security for the future.

  • Beyond Financial Fitness Book and Workbook
  • Audio Book and several single audios
  • 2 DVDs (with their own case!)
  • Book Mark and Decal
  • 2 Online videos
  • 1 Audio book
  • 4 digital audios
  • 1 eBook

Form Wealth Habits

Wealth Habits Subscription Series

Wealth Habits

The Wealth Habits subscription was created to help you develop the long term habits of the wealthy in small, ongoing training sessions. Easily worked into a busy schedule, this monthly audio subscription program will teach you not only the timeless principles of the wealthy, but also the timely vagaries of our economic environment. Learn to not only survive, but thrive in any economy.

  • Month 1 - 3 audio inaugural pack and quality carrying case for $38
  • Month 2 and each month thereafter – 1 audio for $11
  • Month 1 - 3 audio inaugural pack and quality
  • Month 2 and each month thereafter – 1 audio for $11

Gold Gram Card

Financial Fitness Bullion Reserve

Financial Fitness Gold

In the words of author Fred Schwed, “The science of economics has reached a point where further confusion is impossible.” Nowhere is this more evident, perhaps, than in the consideration of whether or not individuals should own gold as part of their investment portfolio.

Some say gold is a “barbaric relic” and not an asset at all because it doesn’t produce anything, pays no interest, and offers no dividends.

Others say gold is the best true store of value and a sure protection against the risk of loss of purchasing power inherent in the fiat currencies of the world.

As with most things, it is possible to find vehement opinions at the opposite of extremes. If, having faced this confusing array of input, you’ve made the decision to add physical gold bullion to your own holdings, we invite you to consider the Financial Fitness Bullion

Reserve as your trusted source for:

  • Certified
  • Convenient
  • Competitively priced (meaning low commissioned)
  • Elegantly packaged

Physical gold. Available for a one-time purchase, or as part of an ongoing accumulation program, or both, Financial Fitness Bullion Reserve products allow you to search no further for trustworthy, real, physical gold.

Buy Now!  - OR  -  Learn More
*Available in USA and Canada Only

Utilize Financial Fitness

Financial Fitness Services

Financial Fitness Services


The digital age has opened a pipeline of new threats and dangers to individuals, families, and businesses. Your privacy, safety, and financial security are constantly under attack from a growing number of internet predators, identity thieves, and cyber-criminals looking to take advantage of those who are unaware and unprepared. We believe that having the right personal protection is a vital part of safeguarding your money and your privacy.

That is why Financial Fitness Services is pleased to offer the Protector package, powered by INVISUS. Since 2001, INVISUS has been a pioneer and industry leader in protection and risk management for the digital age for both consumers and businesses.

Financial Fitness Protector also includes

Legal representation has become a fact of life in our society. Not everyone is going to experience a day in court, but there will be times when important paperwork has to be processed - such as contracts or drafting a Will. Anyone who is in the process of buying a home also discovers rather quickly that a closing can be a fright without the help of a lawyer. All of these situations are not only time consuming, but expensive as well. A good lawyer can navigate the waters of legal proceedings, and protect you from potential problems that originally went unnoticed. With the legal expertise of a skilled attorney, these issues can be handled quickly and effectively.

Financial Fitness Services is thrilled to provide these legal services to you, powered by COUNTRYWIDE. Their network of experienced attorneys is comprised of some of the best and brightest legal professionals in the nation.

In order to meet financial goals, it is imperative that students of the Financial Fitness Program keep a clear record of their personal finances. The Financial Fitness Tracker is a budgeting and expense tracking service that is designed to organize one’s financial goals and current financial performance.

Here are some of the features you can expect to receive with the Financial Fitness Tracker:

  • Track Income and Expenses for both Personal and Business
  • Establish a Monthly Budget
  • Monthly and YTD Reporting
  • Export for Tax Reporting
  • Attached pictures of receipts and supporting documents
  • Tracker is available as a web application only

Saving money is a crucial discipline in reaching financial goals. The Financial Fitness Saver is a coupon service that helps customers save money on purchases that they were already making, such as dining, hotels, entertainment and more! With over 15 major product and service categories to choose from, the Financial Fitness Saver is the perfect tool for someone who is serious about achieving debt freedom.

Here are some of the features you can expect to receive with the Financial Fitness Saver:

  • Printable and Mobile Coupons
  • Local and National Companies and Brands
  • Over 100,000 Mobile and 300,000 Merchant Locations
  • Receive Email Specials
  • Tracks Savings Based on Coupon Usage
  • Available in the United States and Canada
  • Available as a web application as well as natively for Apple or Android

Organize

Free Financial Fitness Personal Website

The Financial Fitness personal website is designed for your personal use in order to keep you on track towards reaching your financial fitness goals. It includes a personal dashboard, weekly messages, downloadable forms, assessment tests and so much more!

Stay on track towards your financial goals by uploading all of your monthly expenses, interest and debt on the dashboard and watch your lifestyle change as you apply the Financial Fitness principles into your life.

Taken directly from the Financial Fitness Program, these weekly reminders will be an encouragement to you on your journey towards debt freedom.

There is never a reason to get off track when you have the support of friends and mentors who can help you stay committed to your financial goals. It’s easy, just click “Add” and start communicating with your accountability partners right away.

No need to re-create the wheel, the Financial Fitness Program provides everything you need to stay on track by providing the necessary downloadable forms to help you keep track of debt roll down, income, net worth and your personal action plan.

This pre-test is used to determine how financially fit you really are and helps you identify where improvements need to be made in your thought process and in your actions so that you can reach your financial goals.

The 20 Financial Fitness milestones are a check point tool used to mark off goals and accomplishments and will help you visually see progress on your financial journey.

These testimonials are examples of people who have applied the principles in the Financial Fitness Program and have gotten results. Their experiences were shared willingly and without compensation. Your experience may vary and we do not guarantee results for any user. We hope these testimonials serve as an encouragement on your personal financial journey.

Prescription Discount Card - available in United States

Get a pre-activated Prescription Discount Card that you can use instantly and start saving up to 75% on thousands of prescription drugs. Our cardholders save an average of $364 per year for FREE!*

Zoom Discount & Information

What is Zoom?

Zoom is the first cloud meeting company that connects seamlessly anywhere, any time with any device. LIFE Leadership Members can now receive a 15% discount on any licenses or add-ons they purchase from Zoom.

Why Zoom?

Zoom offers the best quality video conferencing in the market. Its ease of use, screen sharing capabilities, multiple device options and recording features make it one of the most popular collaboration tools on the web.

Total Money Saved - $2,072,081

*The savings data is provided by Access Development who is the administrator of the Saver program.

The Complete Financial Fitness Suite of Products

Available on Apple, Android and PC

You can download a mobile version of the Financial Fitness for Apple or Android by searching Apple Store or Google Play Store for “Financial Fitness Info” or click on the App Store or Google Play store icon below.

Financial Fitness Principles

Below is a sample of the 47 Financial Fitness Principles:

Testimonials


*The debt reduction total is based on data provided directly by our customers and is therefore unverified. We do monitor the data and perform spot checks.