Rachel and I have been able to pay off just under $19,000 of consumer debt that we had gotten stuck with ever since the 2008-2009 crash; we’ve been trying to dig out of that hole ever since! But due to bad thinking, we kept cycling through the debt and not getting it fully paid off. Thanks to the Financial Fitness Program, we’ve been able to fully wipe out that debt. The only thing we have left is our house, and we are so excited to just start pounding on that as we develop a passive income stream in our business! After our continued studies we realized that what we thought were assets were truly liabilities working against us. We shuffled around our investments and sold one investment property and paid off another $230,000 of debt that we previously considered an asset. Now we truly have assets working in our favor. While the numbers are smaller, the gains are actually much larger and stable with little to no risk. We are so grateful for the Financial Fitness Program and all that it has done for us. Absolutely amazing! It took us 6 months of studying Financial Fitness to really put things in place and wipe out that debt. We are so excited!!”
Spencer Haymond

My husband DJ and I really started applying the principles of the Financial Fitness Program in November of 2014. We started our debt snowball by selling a costly truck and purchasing an old van for cash and applying that payment to the snowball. Then, we decided to ramp things up and we sold a rental home and a duplex that we owned. Using the equity from that, we paid off about $230,000 worth of debt and have the lowest monthly expenses we have ever had in our marriage. We also have two months of expenses saved up. Unfortunately, we still have a student loan and a credit card left, but with the money and knowledge we now have, those debts will be gone before we know it!!
Melissa Berezay