In 2007, when I retired from the navy, my wife and I were $483,000 in debt. We knew
that once I retired we had to do something, so we started chipping away at it, but
it was like chopping down an oak tree with a baseball bat! We really didn’t have
any direction, we just had a goal. Then we were introduced to all of this amazing
information in the Financial Fitness Program, and we just started getting to work. In
fact, just last week, we wrote our last check for $1,800 which eliminated the very last
bit of that $483,000. It’s all gone!! We are so excited! It’s like having a new lease on life, and we cannot
wait to see how far we can go and how many people we can help with all of this wonderful information
that we have. God bless!
We love Financial Fitness! We came up with a mortgage pay-off challenge by coming up with a few steps. 1) The burning desire to become debt-free. We were sitting at $110K of debt (we’ve been able to cut that down to less than half now) and we are now within 12 months of being debt free! 2) Communication with your spouse. 3) Developing a budget and following the budget 4) We use a cash envelop system that helps us stick to our budget. 5) Patience. By following these steps we’ve been able to make a significant difference in both our relationship and our debt reduction.
Ryan and Becky Wooldridge