In 3 years, we started applying the Financial Fitness Program into our lives and paid off $232K worth of our debt! If it hadn’t been for the ‘Green Box,’ we wouldn’t be where we are at today. In fact, we were able to go to Florida for 2 months straight from January to February of 2016 and paid for the entire trip in cash. We had to pinch ourselves for that accomplishment because we would have never been able to do that a handful of years ago with both of us working full-time jobs. Also, by applying the principles into our lives, I (Terri) have been able to become job optional and help my husband, Rick, with our self-employed septic business on an as-needed basis. Most importantly, I can now be at home and do things like helping other people learn the same financial info, plus garden and read books and listen to audios anytime I want. Also, Rick is getting close to selling his septic business because of the Financial Fitness principles he has learned and applied.
We love Financial Fitness! We came up with a mortgage pay-off challenge by coming up with a few steps. 1) The burning desire to become debt-free. We were sitting at $110K of debt (we’ve been able to cut that down to less than half now) and we are now within 12 months of being debt free! 2) Communication with your spouse. 3) Developing a budget and following the budget 4) We use a cash envelop system that helps us stick to our budget. 5) Patience. By following these steps we’ve been able to make a significant difference in both our relationship and our debt reduction.
Ryan and Becky Wooldridge