Tracy and I have been married for 20 years, and during that time, we have always carried some form of debt. At one point in our marriage, we found ourselves being obligated to 20+ creditors and about $40,000+ in debt outside of our mortgage. But because we decided to utilize the Financial Fitness Program and apply its principles, we have been able to eliminate seven of the last eight creditors and the $25,000 that we still had remaining from the original $40,000. However, we didn’t do that without challenges; we had to buy a new car, we had to pay over $1,000 in home repairs, Tracy and I both had medical outpatient surgeries that we had to pay as well. But if it were not for our coaches and mentors, Tracy and I would have probably spent our entire life carrying that debt. We would have been stuck square in the Financial Matrix; but now because of the Financial Fitness Program, we are able to spend the rest of our lives chasing our dreams!
Joe Clark

I’m so excited! About 12-24 months ago, I had put a $500 car repair on a credit card, started paying it down a little bit, then graduation rolled around and I didn’t save up for graduation so I had to put those expenses on a credit card. The balance had been plaguing me month after month after month. Well—NOT ANYMORE! A couple of days ago, I paid off this credit card and I just feel so FREE! That’s another Harvey coming out of the Financial Matrix. We’re doing it as a family. It is difficult to be different and to be disciplined, but it is TOTALLY worth it to be chipping away at my debt. I have a plan to be out of the Financial Matrix within the next couple of years (before I’m 30) and I am so excited!! I don’t even know how to express this because it is not the norm for my family.
Jasmine Harvey