We love Financial Fitness! We came up with a mortgage pay-off challenge by coming up with a few steps. 1) The burning desire to become debt-free. We were sitting at $110K of debt (we’ve been able to cut that down to less than half now) and we are now within 12 months of being debt free! 2) Communication with your spouse. 3) Developing a budget and following the budget 4) We use a cash envelop system that helps us stick to our budget. 5) Patience. By following these steps we’ve been able to make a significant difference in both our relationship and our debt reduction.
Ryan and Becky Wooldridge
Looking back over 2016, we’ve paid off over $20K in student loan debt. We are both happy to say that as of January 2017, I’ve paid off my final student loan and I am officially debt free at 26 years old. Thank you for the ‘green box’ - we can’t get enough of it and you won't stop us from sharing it with the world!
Josh and Erin Emington