We are fired up to report that as of March 2nd, 2017, the Melton family arrived at their independence day! We wrote our last checks to get out of debt and we are now 100% out of the Financial Matrix. We are so excited about that! We got our hands on the Financial Fitness Program last March and over the last 12 months we’ve paid off over $45,000 of debt and we recovered $1,200 a month that was going out into the matrix to pay off the debts we had. That $1,200 a month now can be used towards furthering our family’s future, our purpose, and the Kingdom of God.
We love Financial Fitness! We came up with a mortgage pay-off challenge by coming up with a few steps. 1) The burning desire to become debt-free. We were sitting at $110K of debt (we’ve been able to cut that down to less than half now) and we are now within 12 months of being debt free! 2) Communication with your spouse. 3) Developing a budget and following the budget 4) We use a cash envelop system that helps us stick to our budget. 5) Patience. By following these steps we’ve been able to make a significant difference in both our relationship and our debt reduction.
Ryan and Becky Wooldridge