We love Financial Fitness! We came up with a mortgage pay-off challenge by coming up with a few steps. 1) The burning desire to become debt-free. We were sitting at $110K of debt (we’ve been able to cut that down to less than half now) and we are now within 12 months of being debt free! 2) Communication with your spouse. 3) Developing a budget and following the budget 4) We use a cash envelop system that helps us stick to our budget. 5) Patience. By following these steps we’ve been able to make a significant difference in both our relationship and our debt reduction.
Ryan and Becky Wooldridge

My husband DJ and I really started applying the principles of the Financial Fitness Program in November of 2014. We started our debt snowball by selling a costly truck and purchasing an old van for cash and applying that payment to the snowball. Then, we decided to ramp things up and we sold a rental home and a duplex that we owned. Using the equity from that, we paid off about $230,000 worth of debt and have the lowest monthly expenses we have ever had in our marriage. We also have two months of expenses saved up. Unfortunately, we still have a student loan and a credit card left, but with the money and knowledge we now have, those debts will be gone before we know it!!
Melissa Berezay