My husband DJ and I really started applying the principles of the Financial Fitness
Program in November of 2014. We started our debt snowball by selling a costly truck
and purchasing an old van for cash and applying that payment to the snowball. Then,
we decided to ramp things up and we sold a rental home and a duplex that we owned.
Using the equity from that, we paid off about $230,000 worth of debt and have the
lowest monthly expenses we have ever had in our marriage. We also have two months
of expenses saved up. Unfortunately, we still have a student loan and a credit card left, but with the
money and knowledge we now have, those debts will be gone before we know it!!
In 3 years, we started applying the Financial Fitness Program into our lives and paid off $232K worth of our debt! If it hadn’t been for the ‘Green Box,’ we wouldn’t be where we are at today. In fact, we were able to go to Florida for 2 months straight from January to February of 2016 and paid for the entire trip in cash. We had to pinch ourselves for that accomplishment because we would have never been able to do that a handful of years ago with both of us working full-time jobs. Also, by applying the principles into our lives, I (Terri) have been able to become job optional and help my husband, Rick, with our self-employed septic business on an as-needed basis. Most importantly, I can now be at home and do things like helping other people learn the same financial info, plus garden and read books and listen to audios anytime I want. Also, Rick is getting close to selling his septic business because of the Financial Fitness principles he has learned and applied.