On August 24, 2016, we paid off our last debt. We are completely and totally debt
free! Three years ago, we were $5,281,000 in debt and facing bankruptcy. Then, two
weeks later, September 2013, Financial Fitness came into our lives. We’ve applied
what we’ve learned through the principles of the Financial Fitness Program - we
budgeted our money, we saved, and we paid off the loans with the income we made
through Tom’s regular work. All the while, we were reading, listening and associating
with precious people like our mentors and friends and as a result, we own everything--we don’t owe a
bank anything, so we are ecstatic!
Tom and Pat Aul
My wife and I started the Financial Fitness Program in January of 2014. At the time,
our debt totaled roughly $163,000 to include our home. Student loans, personal loans,
auto loans, mortgage, medical bills, credit cards, energy efficient windows, you name
it, we financed it! Fast forward to today, we have one medical bill and our mortgage
left. In two years, with the income we were already making and going through a job lay
off, we still managed to pay off $43,000 of debt!!! The principles work if you work them!
We have set a goal of being completely out of debt by August 10th, 2018! I LOVE telling people this story
to help them start their journey towards financial freedom!